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AC-CRETE v.intr. 1. To grow together; fuse.

Accrete Finance finance to buy house

Accrete Financial Solutions is an agency of Choice Home Loans, one of the largest and customer service focused mortgage brokering organisations operating throughout Australia.

With dozens of lenders and hundreds of products now available in the home loan market place we offer a service to help you find your way through the ever changing finance maze. So whether your:

Here at Accrete Financial Solutions we pride ourselves on providing you with a Professional and Personalised Service, whilst at the same time helping to determine your precise needs to meet your individual financial situation.



We want to make sure that your experience with Accrete Financial Solutions is a positive one. We value your business and we are committed to making sure that your property purchase is as affordable and as hassle free as possible.

All our Finance Consultants are accredited with the MFAA and COSL and meet the strict industry regulations and compliance standards required by the Department of Consumer Employment and Protection

Self Managed Super Fund Lending

self managed superannuation loans

Your Self Managed Super Fund Can Now Invest In Real Estate

If you have a self-managed Super Fund then we have some good news for you. Your self-managed Super can now borrow money to buy real estate.

Since September 2007 self-managed Super Funds have been allowed to boorow and charge their assets as long as a special structure is in place.

This gives investors the same flexibility to invest in real estate inside their Super Fund as they've enjoyed outside it.

However there are some essential steps your fund will have to take:


  • The trust deed establishing your super fund must give the Supperannuation Fund Trustee the power to buy real estate, borrow money and mortgage property
  • Your investment must comply with the Superannuation Industry Supervision Act Including the sole purpose test, which ensures the Super Funds are obtained just for its member's retirement benefit
  • Your fund must have a written investment strategy to keep its real estate investment consistent with its overall strategy

A property trust deed must be established. This essential document can help determine if there are adverse GST, tax or stamp duty consequences.
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